Credit-insurance

Direct access to services provided

The Credit-Insurance solution negotiated by DELEDALLE ACF will preserve the account receivables in securing the payment of your business debtors at the exception of private persons, state companies and sister companies within your group.
As a specialized broker, DELEDALLE ACF will enable you to choose the best partner for your company.

What are the risks guaranteed ?

The default of payment :

"Declared insolvency" : Administration, Administrative receivership, Scheme of arrangement, bankruptcy, liquidation.
"Presumed insolvency" : When the payment is significantly overdue.

How does Credit-Insurance work ?

The major services offered :

Financial information and risks' prevention : you are able at any moment to know the credit limit of each customer.
The unnamed buyer are those under a threshold who can benefit from an automatic agreement and a free monitoring. Over that amount you have to make a request and get a quick answer. The Credit-Insurance becomes a precious tool of prospection and commercial decision in answering the question : "Could I deliver safely ?"
Debt Collection : as soon as a debt becomes unpaid you can notify for indemnity and collection to your credit-insurer. This one is able to act quickly and efficiently in order to obtain payment of overdue sums either by amicable or judiciary action. The sums collected before indemnization are entirely transfered. In case of your customer being declared insolvent or presumed insolvent you benefit from the indemnization (generally 60 to 90 % of the amount, eventually 100 % according to the insurer and contracts).

learn more about the credit-insurance’s survey